September 16 is only eight days away! I have been counting down the days until next Sunday for the past several weeks. No, it’s not my birthday, or my anniversary, or the start of an exotic vacation. But because of my genuine and unstoppable excitement, I’ve done everything short of create a paper chain to symbolize the arrival of this special day. I know, I know, the suspense is killing you. So what IS September 16?
Well my friends, September 16 marks the day that I will embark on a journey, along with 20 or so strangers, to change their financial mindsets, practicalities, and futures. Yes, that’s right, I will be leading one of Dave Ramsey’s Financial Peace University classes, showing them what it’s like to live like no one else, so later they can live like no one else (I just HAD to insert Dave’s famous tagline in here somewhere.)
As if you couldn’t tell by now, I’m ECSTATIC about this opportunity. But as I sat in my family room, leafing through the pages of the course book, I began to get anxious. I started to remember how I felt when I sat in those same seats. Hopeful, nervous, guilty, and most of all embarrassed. I’m sure these emotions, along with dozens of others, will flood the classroom each and every week. Of course as the class progresses, each week people will get more and more comfortable talking about their own personal anecdotes; their past financial mistakes, their current budgeting plan, their future investing goals. And I in turn am expected to share all of the same details. Two years ago, I would have been like a seagull, burying my head in the sand. Today, I’m that same seagull, only soaring above the ocean, feeling more free than ever before.
I’ve learned to not be ashamed of the rabid spending habits that haunt my past. Sure I get a little red in the face when I tell people I bought a $2,300 dog and charged it on the way to the gym (and yes, that’s a true story– she was on sale!,) but I remind myself that I should be proud of the fact that I can now laugh at that story, instead of pretending like it never happened. Whether financial mistakes come in the form of a $100 pair of Nike sneakers or a $40,000 Mercedes CLK, we all need to remember these lapses in judgement are how we learn and grow. It’s just like when reminiscing about a regrettable night of heavy drinking or a relationship that had gone stale weeks, months or even years before you actually ended it.
The hard truth is we can’t change the past. It’s over. It’s done. It’s gone. Thank God. So look ahead. Straight ahead. And when you happen upon an awakening in your personal, professional, or financial life, celebrate it. Mark it on the calendar. Pop a bottle of champagne. And quickly reflect, only to recognize and appreciate you’ve changed your mindset and are NEVER willing to go back to being simply content, or in my case, simply broke.